HP Financial Services
What is HP Order Now Pay Later Financing?
HP Financial Services allows organizations to deploy workplace technology today while delaying payments and spreading costs with predictable monthly plans.
Lock in technology before prices rise
Protect your budget from unpredictable memory and component price swings.
Deploy now, delay payments
Start with no payments for up to 90 days while your technology is deployed.
Predictable monthly costs
Simplify budgeting with structured payment plans aligned with your IT lifecycle.
Flexible rollout timelines
Secure your HP technology today and deploy when your organization is ready.
Financing Programs
Choose the Right Program for Your Business
Three flexible structures to match your deployment timeline, cash flow, and budget cycle — all managed by HPEFS.
Payment Deferral Program
Deploy technology immediately while preserving near-term liquidity. Start using your equipment today with payments that begin later.
- No payments for up to 90 days from contract start
- Followed by predictable, low monthly payments
- Accelerate deployment while preserving near-term liquidity
Ramp Up Payment Program
Overcome short term cash flow constraints without slowing transformation.
- No payment for the first 90 days
- Ultra-low payments for the next 9 months, just 1% of equipment cost
- Predictable monthly payments for the balance of the 36, 48, or 60-month term
- Eliminate the "double bubble", use the 90-day zero payment period to install and migrate Workplace assets
Extended Deployment Services
Align payments with your actual deployment timelines. Secure equipment now and begin payments only once it's activated — up to a full year after shipment.
- Financing terms of 36, 48, or 60 months
- Deploy when ready — no rush to go live
- Begin payment only once activated, up to 12 months from shipment
Extended Deployment Services available in: Australia, Canada, China, Finland, France, Germany, Hong Kong, India, Ireland, Japan, Malaysia, Netherlands, Romania, Singapore, Spain, Sweden, Switzerland, United Arab Emirates, United Kingdom, United States.
Enable the Future of Work
Integrated Financial Solutions Managed by HPEFS
Lower upfront costs, free up capital for your technology strategy, and let HP Financial Services help you build an investment solution that supports your business goals and navigates economic uncertainties.
Accelerate
Equip hybrid teams with consistent, secure, and high-performance technology — anywhere and everywhere — with an HP PC refresh. We work with you as your trusted partner and help you simplify procurement, deployment, and end-of-term support.
Optimize
Adopt next-generation solutions like HP AI PCs, Windows 11 Pro devices, video, headsets, and hybrid-work peripherals. Streamline deployment and IT asset disposition (ITAD) trade-in services.
Workplace Innovation
Lower upfront costs and free up capital for your technology strategy. Peripherals & Poly bundles available as a small monthly add-on across a broad range of configurations.
Let's Discuss Your Financing Needs
Connect with our financing specialists to explore payment options tailored to your budget and business requirements.